Resource Center

No. Your can get a quote if you:

• Own a home
• Are in the process of purchasing a home
• Are considering purchasing a home
• Would like to compare your current homeowners insurance premium to ours

Easy! Visit myassurantpolicy.com.

You can also modify your coverage by submitting a letter to American Bankers Insurance Company of Florida at the address below or by emailing us (click here for a full directory). Be sure to include your name, address, policy number, policy type, and the type of modification you wish to make.

American Bankers Insurance Company of Florida
P.O. Box 979220
Miami, FL 33197

American Bankers Insurance Company of Florida (ABIC) administers the policies underwritten by Ranchers and Farmers Mutual Insurance Company and American Security Insurance Company. Therefore, you may contact ABIC regarding coverages on your policy.

You can submit any request by email. Please click here to contact us.

Some examples of requests include:

• Submitting documentation to obtain an available discount
• Adding a lienholder to your policy
• Requesting a change in policy limits
• Adding an additional insured
• Canceling a policy
• Requesting a change to your deductible
• Changing your mailing address

In certain instances, additional documentation may be required. In this case, a customer service representative will respond to you by email.

Yes, a deductible does apply to your policy. Log in to myassurantpolicy.com. to view your policy details.

Yes, you may be able to increase or decrease your deductible. If you would like more information, contact our customer service department at 1-855-256-0859 from 8 a.m. to 5 p.m. ET Monday through Friday.

A moratorium is a period of time set by the insurer during which a new policy or increase in coverage can’t be issued. Moratoriums are usually established when a catastrophic event is anticipated for an area. For example, areas under threat of a tropical cyclone (i.e., hurricane or tropical storm) or a wildfire aren’t eligible for coverage during the moratorium period designated by the company. To determine if your area is under a moratorium, call 1-877-716-2936.

Personal liability coverage is used when a claim or suit is brought against you for bodily injury to others or property damage to another’s property. You could be held responsible if damage occurs to someone else's property or for bodily injury to another person due to your negligence. For example, if someone is hurt while on your property, you may be responsible for that person's medical expenses.

Your financial institution is billed immediately, regardless of the effective date of the policy, for the entire premium if you choose annual pay or for the first installment if you choose a pay plan.

You can pay your premiums by choosing either an annual payment or 4, 6, or 8 installment payments.

• The 4 Payment Plan bills a 25% down payment and three equal installments 60 days apart.
• The 6 Payment Plan bills a 20% down payment and five equal installments 30 days apart.
• The 8 Payment Plan bills a 16% down payment and seven equal installments 30 days apart.

If you choose the 4, 6, or 8 installment payments, a service fee of up to $5 will be added to each installment./

In most circumstances, a policyholder with an active policy can change their payment options after their policy is issued.

Yes, payment can be made using Visa or Mastercard.

Yes, you can — and you’ll avoid billing fees! Just visit myassurantpolicy.com.

You’ll receive your Evidence of Insurance and policy electronically within 48 hours. Please allow up to five business days for mailed documents to arrive.

If you have a copy of your policy, look for a Declaration page. Or, you can log in at myassurantpolicy.com. to get proof of coverage.

The policy term for our policy is one year.

Coverage can be canceled by submitting a letter with your request. Please click here to contact us. Be sure to include your name, address, policy number, policy type, and the date you would like the policy canceled.

It’s easy to submit a claim online at myassurantpolicy.com.
You can also contact our claims department by calling our toll free number at 1-800-358-0600, 24/7. Please have your policy number and address available. If you filed a police report, please have the report number ready.

To ensure that your claims experience is as smooth as possible, claims for interior and exterior damage to your home should be filed through your condo master policy before they’re filed with us. Please request a copy of your HOA’s master policy and bylaws from your HOA. They’re needed for most condo policy claims.

If you’re moving to a new home, simply notify us in writing at the address below, via fax to 1-305-969-4171, or through email click here. Once you provide us with your new address, your policy will be updated accordingly.

Be sure to include your name, current and future addresses, policy number, the last day you plan to live in your current residence, and the move-in date to your new address. If you move to a new state, a new policy with the rates and forms applicable to that state will be issued.

American Bankers Insurance Company of Florida
P.O. Box 979220
Miami, FL 33197

The Condo Insurance Program is provided by American Bankers Insurance Company of Florida in all states except in New Jersey, Delaware, and Montana where it’s provided by Standard Guaranty Insurance Company. In New Jersey, Delaware, and Montana, Condo Insurance is underwritten by American Security Insurance Company.

The Condo Insurance Program is provided by American Bankers Insurance Company of Florida in all states except in New Jersey, Delaware, and Montana, where it’s provided by Standard Guaranty Insurance Company. In New Jersey, Delaware, and Montana, Condo Insurance is underwritten by American Security Insurance Company.